Are you looking to reform your finances in 2012? I’ve got a few FREE iPhone apps that can help you manage your money. Too bad all the can do is help you manage your money, not give you FREE money, huh?

Mint.com Personal Finance – manage your money, budgets, expenses and bills – Mint.com Your bank, credit card, loans and investment accounts can now all be managed from your phone – not just your home computer. I love the fact that you can set up alarms in case your accounts get low!
Venmo means no one owes you money, and you won’t need to owe anyone!
So let’s say you are out to dinner with friends, roommates, or co-workers and it’s come time to split the bill. With Venmo there will are no more I.O.Us when the check comes! It is a free service that allows you to pay anyone in your contact list back for lunch, dinner, drinks, rent, groceries &/or tickets! Payments are secure and immediate and convenient! It also has tracking capabilities, so you know where your money goes. This one is available iPhone, Android and Blackberry.
MoneyStrands allows you to track all of your accounts, set-up a budget, and log expenses and transactions as you go. The visuals are great and really allow you to see where your money is going!
Have you moved your finances onto your smart phone yet? Why/why not?
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